In the ReservePrism Simulation Engine, Limit and Deductible are generated under combined distribution.

For example, for claims from a certain coverage, we can assume that 40% of the claims have a deductible of $500, and 60% of claims have a deductible of $1000.

Then among those claims with deductible of $500, 70% of them have a limit of $1,000,000, and 30% have a limit of $2,000,000;

And among those claims with deductibles of $1000, 20% of them have a limit of $8,000,000, and 30% have a limit of $20,000,000, and 50% have a limit of $50,000,000;